El Dorado Savings Bank

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Personal Deposit Rates

Rates and Yields are Accurate as of:  December 31, 2019
(Rates Subject to Change Daily)

Checking Accounts

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY**  Apply Now
Value Checking n/a n/a $50.00 n/a Apply Now
Electronic Checking n/a n/a $100.00 n/a Apply Now 
Regular Checking n/a n/a $100.00 n/a Apply Now
Interest Checking 0.02% 0.02% $100.00 $500.00 Apply Now
Investor's Money Market Checking 1.39% 1.40% $5,000 $1,000,000 + Apply Now
0.10%  0.10%  $100,000 - 999,999  
0.08% 0.08% $50,000 - 99,999  
0.06% 0.06% $25,000 - 49,999  
0.05% 0.05% $15,000 - 24,999  
0.03% 0.03% $5,000 - 14,999  
0.00% 0.00% $1 - 4,999  
*APY = Annual Percentage Yield

 

Savings Accounts

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance* To Obtain APY Apply Now 
Regular Savings 0.03% 0.03% $100.00 $300.00
 Apply Now
Gold Money Market Savings 1.39% 1.40% $5,000 $1,000,000 + Apply Now
0.14%   0.14% $100,000 - 999,999   
0.10% 0.10% $50,000 - 99,999  
0.08% 0.08% $25,000 - 49,999  
0.06% 0.06% $15,000 - 24,999  
0.05% 0.05% $5,000 - 14,999  
0.00% 0.00% $1 - 4,999  
*APY = Annual Percentage Yield

 

Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit, Min. Balance To Obtain APY** Apply Now 
1 Month CD 0.05% 0.05% $10,000 Apply Now
2 Month CD 1.00% 1.00% $1,000 Apply Now
3 Month CD 0.10% 0.10% $10,000
 Apply Now
3 Month CD 0.10% 0.10% $500 Apply Now
4 Month CD 1.14% 1.15% $10,000 Apply Now
5 Month CD 0.15% 0.15% $10,000 Apply Now
6 Month CD 0.16% 0.16% $500 Apply Now
7 Month CD 0.16% 0.16% $10,000 Apply Now
8 Month CD 0.18% 0.18% $10,000 Apply Now
9 Month CD 0.20% 0.20% $10,000 Apply Now
10 Month CD 1.34% 1.35% $10,000 Apply Now
12 Month CD 0.20% 0.20% $500 Apply Now
14 Month CD 0.25% 0.25% $10,000 Apply Now
15 Month CD 0.30% 0.30% $10,000 Apply Now
18 Month CD 0.30% 0.30% $500
 Apply Now
24 Month CD 0.40% 0.40% $500 Apply Now
25 Month CD 2.03% 2.05% $1,000 Apply Now
30 Month CD 0.50% 0.50% $500 Apply Now
36 Month CD 0.55% 0.55% $500 Apply Now
60 Month CD 2.04% 2.06% $500 Apply Now
18 Month IRA 1.00% 1.00% $250
*APY = Annual Percentage Yield

 

Jumbo Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY**
30 to 59 Day 0.08% 0.08%

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000

$99,000
60 to 89 Day 1.00% 1.00%
90 to 119 Day 0.12% 0.12%
120 to 149 Day 1.19% 1.20%
150 to 179 Day 0.18% 0.18%
180 to 239 Day 0.20% 0.20%
240 to 269 Day 1.39% 1.40%
270 to 365 Day 0.25% 0.25%
2 Year 2.08% 2.10%
3 Year 0.60% 0.60%
5 Year 2.09% 2.11%
*APY = Annual Percentage Yield

 

*Minimum Balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Call 1-800-874-9779 for current rate information or for information about applicable fees and terms.
Offices Throughout Northern California - For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government.


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CONTACT US

Monday-Friday 9:00am-5:00pm
1-800-874-9779

For Online Banking assistance
after hours and weekends:
1-866-374-5914

Or Email Us

4040 El Dorado Rd.
Placerville, CA 95667

Member FDIC Equal Housing Lender

© Copyright 2019 
El Dorado Savings Bank.
All Rights Reserved.
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