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Personal Deposit Rates

Rates and Yields are Accurate as of:  January 1, 2021
(Rates Subject to Change Daily)

Checking Accounts

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY** Apply Now
Value Checking n/a n/a $50.00 n/a Apply Now
Electronic Checking n/a n/a $100.00 n/a Apply Now
Regular Checking n/a n/a $100.00 n/a Apply Now
Interest Checking 0.02% 0.02% $100.00 $500.00 Apply Now
Investor's Money Market Checking 0.10% 0.10% $5,000 $1,000,000 + Apply Now
0.08% 0.08% $100,000 - 999,999
0.06% 0.06% $50,000 - 99,999
0.04% 0.04% $25,000 - 49,999
0.03% 0.03% $15,000 - 24,999
0.01% 0.01% $5,000 - 14,999
0.00% 0.00% $1 - 4,999
*APY = Annual Percentage Yield

 

Savings Accounts

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance* To Obtain APY Apply Now
Regular Savings 0.03% 0.03% $100.00 $300.00 Apply Now
Gold Money Market Savings 0.10% 0.10% $5,000 $1,000,000 + Apply Now
0.09% 0.09% $100,000 - 999,999
0.08% 0.08% $50,000 - 99,999
0.06% 0.06% $25,000 - 49,999
0.04% 0.04% $15,000 - 24,999
0.03% 0.03% $5,000 - 14,999
0.00% 0.00% $1 - 4,999
*APY = Annual Percentage Yield

 

Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit
Min. Balance To Obtain APY**		 Apply Now
1 Month CD 0.05% 0.05% $10,000 Apply Now
2 Month CD 0.10% 0.10% $1,000 Apply Now
3 Month CD 0.10% 0.10% $10,000
 Apply Now
3 Month CD 0.10% 0.10% $500 Apply Now
4 Month CD 0.15% 0.15% $10,000 Apply Now
5 Month CD 0.15% 0.15% $10,000 Apply Now
6 Month CD 0.16% 0.16% $500 Apply Now
7 Month CD 0.16% 0.16% $10,000 Apply Now
8 Month CD 0.18% 0.18% $10,000 Apply Now
9 Month CD 0.20% 0.20% $10,000 Apply Now
10 Month CD 0.20% 0.20% $10,000 Apply Now
12 Month CD 0.20% 0.20% $500 Apply Now
14 Month CD 0.25% 0.25% $10,000 Apply Now
15 Month CD 0.30% 0.30% $10,000 Apply Now
18 Month CD 0.30% 0.30% $500 Apply Now
24 Month CD 0.40% 0.40% $500 Apply Now
25 Month CD 0.45% 0.45% $1,000 Apply Now
30 Month CD 0.50% 0.50% $500 Apply Now
36 Month CD 0.55% 0.55% $500 Apply Now
60 Month CD 0.90% 0.90% $500 Apply Now
18 Month IRA 0.50% 0.50% $250
*APY = Annual Percentage Yield

 

Jumbo Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY**
30 to 59 Day 0.08% 0.08% $99,000 $99,000
60 to 89 Day 0.10% 0.10% $99,000 $99,000
90 to 119 Day 0.12% 0.12% $99,000 $99,000
120 to 149 Day 0.15% 0.15% $99,000 $99,000
150 to 179 Day 0.18% 0.18% $99,000 $99,000
180 to 239 Day 0.20% 0.20% $99,000 $99,000
240 to 269 Day 0.23% 0.23% $99,000 $99,000
270 to 365 Day 0.25% 0.25% $99,000 $99,000
2 Year 0.55% 0.55% $99,000 $99,000
3 Year 0.60% 0.60% $99,000 $99,000
5 Year 1.00% 1.00% $99,000 $99,000
*APY = Annual Percentage Yield

 

*Minimum Balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Call 1-800-874-9779 for current rate information or for information about applicable fees and terms.
Offices Throughout Northern California - For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government.

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CONTACT US

Monday-Friday 9:00am-5:00pm
1-800-874-9779

For Online Banking assistance
after hours and weekends:
1-866-374-5914

Email Us

4040 El Dorado Rd.
Placerville, CA 95667

Member FDIC Equal Housing Lender

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El Dorado Savings Bank.
All Rights Reserved.
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